Savannah Workers Comp Benefits

Benefits

The purpose of workers’ compensation benefits is to provide medical treatment and financial assistance to those who are injured on the job. If you were hurt or contracted an illness at work, workers’ compensation benefits can cover your medical expenses as well as any lost wages.

Filing for and receiving workers’ compensation benefits after a work-related injury or illness is a multi-step process. Although you may be eligible to receive several types of benefits, you may not be eligible for them all at once. In fact, your eligibility will vary depending on the status of your injury at various points in your recovery.

Temporary Total Disability (TTD): You may be eligible to receive temporary total disability benefits (TTD) if you are completely unable to work, or if you are released to work with restrictions, and your employer cannot accommodate those restrictions. These benefits are not taxed and are, on average, equal to two-thirds of your weekly pay, with a maximum of $525.
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Temporary Partial Disability Benefits (TPD): If your doctor has released you to “light duty” work and your employer offers you a job within your work restrictions—but at a lesser wage—your temporary total disability benefits will likely be converted to temporary partial disability benefits (TPD). Temporary partial disability benefits are paid on a weekly basis and are calculated based on two-thirds of the difference between your average weekly wage before your accident, and your current (light duty) wage, at a maximum amount of $350.
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Permanent Partial Disability Benefits: Once you have recovered as much as possible from your injury or illness, your doctor will rate your impairment. This rating will be used to determine any permanent partial disability benefits you are eligible to receive.
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Additional Forms of Reimbursement: Depending on the circumstances of your case, you may also be entitled to reimbursement from the insurance company for medical treatment related to your injury as well as mileage for travel to and from doctors appointments.

Catastrophic Cases

For most work-related injuries, you are only eligible to receive income and medical related benefits for 400 weeks. However, some work related injuries are so severe that you may never be able to return to work. You may also require life-long medical treatment for your work-related injury. These cases are classified as catastrophic, and are often very complicated and require many years of litigation as well as expert testimony. If you feel that your claim may be catastrophic, call The Turner Firm today to discuss your options.